[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.praam.cz\/i-podnikatele-maji-potize\/#Article","mainEntityOfPage":"https:\/\/www.praam.cz\/i-podnikatele-maji-potize\/","headline":"I podnikatel\u00e9 maj\u00ed pot\u00ed\u017ee","name":"I podnikatel\u00e9 maj\u00ed pot\u00ed\u017ee","description":"V\u00edm, \u017ee to pro v\u00e1s nebude \u0159e\u0161en\u00edm, ale t\u0159eba v\u00e1s aspo\u0148 trochu povzbud\u00edm konstatov\u00e1n\u00edm, \u017ee m\u00e1te-li n\u011bkdy finan\u010dn\u00ed probl\u00e9my, nejste na tom tak zle sami. Takov\u00e1 situace potk\u00e1v\u00e1 spousty lid\u00ed, a to kdykoliv v pr\u016fb\u011bhu cel\u00fdch jejich \u017eivot\u016f, tak\u017ee v tom nejste sami. Je mi ale jasn\u00e9, \u017ee jsem v\u00e1m t\u00edmto konstatov\u00e1n\u00edm nepomohl. Proto\u017ee t\u00edm […]","datePublished":"2025-08-06","dateModified":"2025-08-06","author":{"@type":"Person","@id":"https:\/\/www.praam.cz\/author\/#Person","name":"","url":"https:\/\/www.praam.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"praam.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.praam.cz\/wp-content\/uploads\/pppppp_10_10_10_10_10_3.jpg","url":"https:\/\/www.praam.cz\/wp-content\/uploads\/pppppp_10_10_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.praam.cz\/i-podnikatele-maji-potize\/","about":["Pen\u00edze"],"wordCount":434,"articleBody":"        V\u00edm, \u017ee to pro v\u00e1s nebude \u0159e\u0161en\u00edm, ale t\u0159eba v\u00e1s aspo\u0148 trochu povzbud\u00edm konstatov\u00e1n\u00edm, \u017ee m\u00e1te-li n\u011bkdy finan\u010dn\u00ed probl\u00e9my, nejste na tom tak zle sami. Takov\u00e1 situace potk\u00e1v\u00e1 spousty lid\u00ed, a to kdykoliv v pr\u016fb\u011bhu cel\u00fdch jejich \u017eivot\u016f, tak\u017ee v tom nejste sami. Je mi ale jasn\u00e9, \u017ee jsem v\u00e1m t\u00edmto konstatov\u00e1n\u00edm nepomohl. Proto\u017ee t\u00edm v\u00e1m pen\u011bz ani trochu nep\u0159ibylo a dluhy se ani trochu nezmen\u0161ily. A tak je\u0161t\u011b dod\u00e1m, abyste neklesali na mysli. Nedostatek pen\u011bz sice nen\u00ed radostn\u00fd fakt, ale d\u00e1 se vy\u0159e\u0161it a p\u0159ekonat. A to n\u011bkter\u00fdm z n\u011bkolika zp\u016fsob\u016f, jejich\u017e u\u017eite\u010dnost z\u00e1vis\u00ed na tom, jak dob\u0159e nebo \u0161patn\u011b na tom jste.Kdy\u017e je pen\u011bz jenom o trochu m\u00e9n\u011b, ne\u017e kolik byste pot\u0159ebovali, d\u00e1 se to zvl\u00e1dnout d\u00edky trochu \u00fasporn\u011bj\u0161\u00edmu \u017eivotu. Prost\u011b si odep\u0159ete to, co nen\u00ed zase a\u017e tak d\u016fle\u017eit\u00e9, a r\u00e1zem v\u00e1m zbydou pen\u00edze, jimi\u017e se d\u00e1 platit to, bez \u010deho se nelze obej\u00edt. Ale kdy\u017e sch\u00e1z\u00ed pen\u011bz v\u00edc, a nejen \u017ee nem\u00e1te za co \u017e\u00edt, ale nezvl\u00e1d\u00e1te u\u017e ani financov\u00e1n\u00ed chodu sv\u00fdch firem, m\u011bli byste u\u017e za\u010d\u00edt uva\u017eovat o podnikatelsk\u00e9 p\u016fj\u010dce. A nem\u011bla by v\u00e1m uniknout ani nebankovn\u00ed hypot\u00e9ka bez registru. Proto\u017ee co se m\u016f\u017ee tak\u00e9 st\u00e1t? M\u016f\u017ee doj\u00edt i k tomu, \u017ee se obr\u00e1t\u00edte na n\u011bjakou banku, jen\u017ee tato v\u00e1m odm\u00edtne podnikatelskou p\u016fj\u010dku d\u00e1t, s odkazem na va\u0161e p\u0159\u00edjmy a registry dlu\u017en\u00edk\u016f. Co\u017e se st\u00e1v\u00e1 v bank\u00e1ch po prov\u011b\u0159en\u00ed \u017eadatel\u016f docela b\u011b\u017en\u011b, zat\u00edmco u nebankovn\u00edch hypot\u00e9k tomu tak neb\u00fdv\u00e1. A pro\u010d je tak rozd\u00edln\u00e1 dostupnost bankovn\u00edch p\u016fj\u010dek a nebankovn\u00edch hypot\u00e9k? Hlavn\u011b proto, \u017ee osud bankovn\u00edch p\u016fj\u010dek z\u00e1le\u017e\u00ed na va\u0161\u00ed schopnosti spl\u00e1cet, na finan\u010dn\u00edch pom\u011brech a z\u00e1znamech v registrech dlu\u017en\u00edk\u016f, zat\u00edmco nebankovn\u00ed hypot\u00e9ku zaji\u0161\u0165ujete z\u00e1stavou nemovitosti. Tak\u017ee m\u00e1te-li nemovit\u00fd majetek, obr\u00e1til bych se na va\u0161em m\u00edst\u011b rovnou na nebankovn\u00ed spole\u010dnost. Proto\u017ee je jej\u00ed hypot\u00e9ka jistotou. Kter\u00e1 v\u00e1s a va\u0161i firmu dok\u00e1\u017ee v ekonomick\u00e9 t\u00edsni zachr\u00e1nit.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I podnikatel\u00e9 maj\u00ed pot\u00ed\u017ee","item":"https:\/\/www.praam.cz\/i-podnikatele-maji-potize\/#breadcrumbitem"}]}]